Lending USA
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6 Months interest-free
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Credit-based
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Doesn’t affect credit for pre-approving (soft inquiry)
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You get 3-7 years to pay off
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Monthly payments range from $40-$300
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The first payment starts in 30 days
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Goes based on SSN
Easy pay
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3 months interest-free
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Credit and income-based
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Doesn’t affect credit score (soft inquiry)
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You get anywhere from 1-2 years to pay off the loan
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Monthly payments range from $50-$500
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Goes based on credit and income